Secured Loan
Apply for a Secured Loan
6% (6.17% APR)
If you are a saver and require a loan, why not apply for our Secured Loan without touching your savings with Ashbourne Credit Union's A Secured Loan is available instantly up to your eligible savings amount. Opt for our special rate, hassle-free option instead of dipping into your savings. Enjoy a competitive 6.00% secured rate (6.17% typical APR).
Our benefits
Why a loan from Ashbourne Credit Union is better
No hidden costs or administration fees
If you pay off your loan early or lodge a lump sum we don’t impose an interest penalty on you
Free life cover on your loan (subject to term & conditions)
Fair and honest interest rates
Our Secured Loan is convenient for those times when you need finance fast for everything life throws at you. Secured Loans are fully secured by your shares. Members work hard to build their savings, and do not wish to withdraw them. By maintaining the savings, the Life Saving Insurance accumulated over time remains intact. Loans are also insured (unless we advise you otherwise) which can be of great comfort in a difficult time. We hold your Shares, up to the full outstanding value of the loan, as collateral on secured loans.
Maximum Loan Term :
6.17%
6.17%
6.17%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Loan Documentation required by the Member:
We shall need an up to date photo ID, such as a driver’s licence or passport; a current utility bill, so that we can confirm your up to date address on our system, and finally please bring along proof of your PPS number. This can be found on your payslips, social welfare slips and correspondence from Revenue.
Mobile App
Download our Mobile App to securely check your balances, pay bills or transfer funds.
