Standard Loan

For All Life's Moments, Apply for a Standard Loan

For All Life's Moments, Apply for a Standard Loan

9.99% (10.52% APR)

Whether it's for holidays, home renovations, or any of life's significant events, Ashbourne Credit Union offers a personal loan at a competitive 9.99% rate (10.52% APR) to bring your plans to life.

Enjoy a simple and fast application process, and the guidance of our dedicated loans team, ensuring a hassle-free experience from start to finish. With our flexible personal loan, the possibilities are endless. Start your journey today.

Our benefits

Why a loan from Ashbourne Credit Union is better

No hidden costs or administration fees

If you pay off your loan early or lodge a lump sum we don’t impose an interest penalty on you

Free life cover on your loan (subject to term & conditions)

Fair and honest interest rates

Our standard Loan can make your dreams come true and can be used for a multitude of purposes including but not limited to wedding expenses, holidays, car repairs, household items, medical and dental expenses, etc.

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This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Loan Documentation required by the Member and Guarantor where applicable:
Before you apply, please ensure that you have the following documentation
  • Valid Photo I.D passport / driver’s licence
  • Proof of Address (bank statement, utility bill dated within the last six months)
  • Proof of PPS number on an official document
  • Proof of Income (3 most recent payslips, pension payments, social welfare receipts)
  • Last 3 months bank statements (for all bank accounts) / credit card statements
  • Most recent Mortgage Statement
  • Proof of any other additional income

Additionally, if you are self-employed, you will also require

  • Last 6 months bank current account, business account and credit card statements
  • Most recent account certified by a registered Accountant.
  • Most recent Form 11 (will typically refer to the previous financial year)
  • Most recent Revenue Notice of Self-Assessment (Chapter 4)
  • Tax clearance cert / Letter from Accountant confirming accounts and tax is up to date.
  • Cash flow statement
  • Proof of any other income
  • Proof of rental income and tenant arrangement (i.e., copy of lease / tenant agreement / rent book).
  • Other documentation may be required on assessment.
Please Note

Documents can be handed in at the credit union, uploaded via our website with online loan applications or emailed to our lending team at Emailed documents must be in PDF format and legible.

Proof of address and Valid ID must be up to date on all accounts.

You can download our supporting documents, click here. Please be advised other documents may be required and will be advised by our lending team.

To view our office opening hours or to contact us click here.

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Christmas Opening Hours 2023

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Our new Website is Live!

We are delighted to announce the launch of our new website. We hope you like the new look and feel...

09 Sep 2022

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The 2021 Annual General Meeting of St.Declan's Ashbourne CU will be held virtually on the 22nd September 2022 at 8.00pm and you are invited to attend...

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Nomination forms allows the member to specify the person or persons that they wish their funds held in our Credit Union to be transferred to, in the event of their death

16 Feb 2022

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We are looking for volunteers to join the Board of Directors. We hope to see and hear from new faces soon...

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Ready to Apply?

Are you ready to apply or do you need more information on our affordable loans? Click the "Apply Now" button to start your journey right now or click the "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions.

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