Save with Ashbourne Credit Union

Save with Ashbourne Credit Union

Shape Your Financial Wellbeing

Saving with Ashbourne Credit Union isn’t just about putting money aside for the future or unexpected events; it’s about becoming part of a community where your savings contribute to your own financial well-being and also support a community of members.

At Ashbourne Credit Union, saving money is more than just a great lifetime habit; it's not only about watching your money grow but also about showing us that you're preparing for future steps, like taking out a loan. With a solid savings record, you demonstrate your ability to manage money!

Why saving with us is better

Members enjoy many benefits saving with us, including:

While the idea of a ratio of shares to loans is not as relevant as it was in the past, it is still a requirement to have some shares in your account, and more importantly, a history of regular saving

Your shares are covered by insurance, free of charge, in the unfortunate event of your death - the amount depending on your age at becoming a member, and your balances between that date and date of death. Withdrawal of shares after 55th birthday will have a bearing on any insurance payout

Shares may be withdrawn on demand unless they are being held as collateral on a loan

A dividend may be paid to your account annually

The dividend rate is decided by members at AGM each year, on the recommendation of the Board of Directors

Easy access to your money once it is not used as security against a loan

Are there any limits on members Shares?

Yes, we currently have a policy to cap a member's shares at €25,000 per account.

Types of Share Accounts

We operate two types of saving accounts:

Regular Share Accounts / Joint Regular Share Accounts - A Dividend is calculated @ a gross figure (before deduction of deposit interest retention tax (D.I.R.T) and any tax due then is the responsibility of the member.

Deposits - There is also an option to open a deposit account with us at a variable rate of interest. This is a particularly useful option if your shares are held as collateral against your loan and you want to save across 2 accounts / in a separate account for a different reason and you can withdraw your money whenever you need too. A Deposit account can be opened at the counter, at anytime and there is no extra paperwork involved for existing shareholders, providing your ID and Proof of address is up to date as required.

Latest News

15 Dec 2023

Christmas Opening Hours 2023

Christmas opening hours 2023

18 Oct 2023

Our new Website is Live!

We are delighted to announce the launch of our new website. We hope you like the new look and feel...

09 Sep 2022

Annual General Meeting

The 2021 Annual General Meeting of St.Declan's Ashbourne CU will be held virtually on the 22nd September 2022 at 8.00pm and you are invited to attend...

10 May 2022

Budget Accounts

Do you wish you could manage your bills better? Call and speak with one of our Budget team about the benefits of opening a budget account with us?

12 Apr 2022

Who is your Nomination?

Nomination forms allows the member to specify the person or persons that they wish their funds held in our Credit Union to be transferred to, in the event of their death

16 Feb 2022

Volunteers needed to join our Board of Directors

We are looking for volunteers to join the Board of Directors. We hope to see and hear from new faces soon...

Mobile App

Mobile App

Download our Mobile App to securely check your balances, pay bills or transfer funds.